Pedro Correia Real EstateShort-term or long-term? Net yield, side by side
Gross is where the Airbnb pitch stops. Net is where the decision is. Enter your figures, then change occupancy down by 10 points and see whether the answer survives.
Short-term
Long-term
What the calculator leaves out
- Wear. Short-term guests wear a kitchen and sofas out in three years. Budget it in the running costs line.
- Your own use. Short-term lets you keep summer weeks; long-term does not.
- Licence risk. AL rules change by municipality. Long-term rules change at national level and less often.
I run both models on my own apartments and the answer is not the same for every unit. For the honest number on yours, ask for the free audit.
FAQ
What occupancy should I expect in the Algarve?
A well-run two-bedroom near the coast does 60 to 70% over the year: full from June to September, 30 to 40% from November to March. Inland and without a pool, less.
How is short-term rental taxed?
As business income (Category B). Under the simplified regime a fixed share of gross income is taxed at your marginal rate; the calculator uses 35% of gross. Confirm your case with an accountant.
How is long-term rental taxed?
25% on net rental income, or 15%, 10% and 5% for longer leases. The calculator uses 25% by default; change it if you sign a longer contract.